Heartland Fianncial USA, Inc.
Corporate Headquarters 
1301 Central Avenue 
Dubuque, IA 52001 

Founded in 1981, Heartland Financial USA, Inc. is a multi-billion multibank holding company offering uniquely different banking solutions for business and personal clients. Heartland's independent community banks are chartered in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas and California, with a total of 125 banking locations serving 93 communities. Heartland Financial USA, Inc. is listed on Nasdaq. Its trading symbol is HTLF. 

Dubuque Bank and Trust
Main Banking Center  
1398 Central Avenue                     
Dubuque, IA 52001                                      
Grandview Banking Center 
500 North Grandview Avenue                     
Dubuque, IA 52001 
Holy Cross Banking Center 
947 Main Street                               
Holy Cross, IA 52053                          
Kennedy Mall Banking Center  
555 John F. Kennedy Road                      
Dubuque, IA 52002                             
Key West Banking Center 
2690 Rockdale Road                             
Dubuque, IA 52003 
Asbury Road Banking Center 
2196 Holliday Drive                          
Dubuque, IA 52002    
Farley Banking Center 
309 1st Street SE  
Farley, IA 52046   
Epworth Banking Center 
102 West Main Street                           
Epworth, IA 52045 
East Dubuque Banking Center 
261 Sinsinawa Ave. 
East Dubuque, IL 61025 

Dubuque Bank & Trust Company is headquartered in Dubuque, Iowa with banking centers in the communities of East Dubuque, Epworth, Farley and Holy Cross.  
With assets in excess of $1.4 billion, it is among the ten largest commercial banks in the state of Iowa. With an innovative spirit and a commitment to customer service, DB&T provides a wide variety of banking products and services. They are also a significant provider of insurance, investments and wealth management services. 
In 2010 DB&T celebrated its 75th Anniversary. Visit  their website at www.DubuqueBank.com 

Illinois Bank and Trust
Rockford Region 
Perryville Banking Center 
6855 East Riverside Boulevard 
Rockford, IL 61114 
Harrison Banking Center 
2625 Stowmarket Avenue 
Rockford, IL 61109 
State Street Banking Center 
4048 East State Street 
Rockford, IL 61108 
Rt. 173 Banking Center 
1515 West Lane Road 
Machesney Park, IL 61115 
Sterling Banking Center 
2403 N. Locust Street 
Sterling, IL 61081 
Rock Falls Banking Center 
1609 1st Avenue 
Rock Falls, IL 61071 
Galena Regions 
Main Banking Center 
971 Gear Street 
Galena, IL 61036 
Downtown Banking Center 
403 South Main Street 
Galena, IL 61036 
Stockton Banking Center 
11655 US 20 East 
Stockton, IL 61085 
Elizabeth Banking Center 
151 North Main Street 
Elizabeth, IL 61028 

Illinois Bank & Trust is a community bank with assets over $746 million with banking centers and ATMs throughout Rockford, Sterling, Rock Falls, Galena, Elizabeth, and Stockton, areas in Illinois. The bank offers a wide variety of deposit and loan services, wealth management products and access to investment services. 
Illinois Bank & Trust, formerly Riverside Community Bank and Galena State Bank, has been a part of the greater Rockford community since 1995, serving both individuals and local businesses. Staffed by friends and neighbors with many years of experience, Illinois Bank & Trust is committed to making Great Things Happen™ in the communities they serve. 
Visit their website at www.IllinoisBank.com 

First Community Bank
Main Banking Center 
320 Concert Street 
Keokuk, IA 52632 
Boulevard Banking Center 
115 Boulevard Road 
Keokuk, IA 52632 

First Community Bank, a branch of DB&T, is a community bank serving the Keokuk, IA area. First Community Bank offers a full range of deposit and credit services, wealth management and access to investment services. 
First Community Bank is committed to providing top-quality financial services, delivered by people who are dedicated to the highest level of personal service. They blend highly personalized community banking with the delivery systems that busy lifestyles demand. 
Visit their website at www.fcb-keokuk.com 

Wisconsin Bank & Trust
Main Banking Center 
119 Junction Road 
Madison, WI 53717 
Chilton Banking Center 
1265 East Chestnut St 
Chilton, WI 53014 
Cottage Grove Banking Center 
580 N. Main St 
Cottage Grove, WI 53527  
DePere Banking Center 
1510 Mid Valley Drive 
DePere, WI 54115-5307 
Elkhart Lake Banking Center 
274 Osthoff Avenue 
Elkhart Lake, WI 53020 
Fitchburg Banking Center 
6180 Verona Rd  
Fitchburg, WI 53719 
Greenfield Banking Center 
4131 West Loomis Road 
Greenfield, WI 53221 
Glendale Banking Center 
5380 N. Port Washington Rd 
Glendale, WI 53217 
Lancaster Banking Center 
305 South Madison St. 
Lancaster, WI 53813 
Monroe Banking Center 
1717 10th St. 
Monroe, WI 53566 
Platteville Banking Center 
10 Keystone Pkwy 
Platteville, WI 5318 
Plymouth Banking Center 
2511 Eastern Avenue 
Plymouth, WI 53073 
Sheboygan Downtown Banking Center 
604 North 8th St 
Sheboygan, WI 53081 
Sheboygan Falls Banking Center 
1160 Fond Du Lac Ave 
Sheboygan Falls, WI 53085 
Sheboygan North Banking Center 
4210 Hwy 42 N 
Sheboygan, WI 53083 
Sheboygan South Banking Center 
3220 South Business Dr 
Sheboygan, WI 53081 
Sheboygan West Banking Center 
655 South Taylor Dr 
Sheboygan, WI 53081   

Wisconsin Bank & Trust is a community bank with assets over $1 billion and banking centers in Madison, Milwaukee, Green Bay, Sheboygan and southwest areas of Wisconsin.  
While maintaining respect for tradition and service, they provide customers with the most current and innovative banking tools available. The Heartland vision is carried out by a dedicated, friendly and talented team  who strive to make Great Things Happen ™for their customers every day. 
Visit their website at www.wisconsinbankandtrust.com 

New Mexico Bank & Trust
Albuquerque Banking Centers 
320 Gold SW 
7021 Jefferson Street NE 
3002 Louisiana Boulevard NE 
3701 4th Street NW 
9500 Montgomery Boulevard  NE 
6201 Riverside Plaza Lane 
Clovis Banking Centers 
709 Pile Street 
2009 Ross Street 
Los Lunas Banking Center 
1810 Main Street 
Portales Banking Center 
1612 East Spruce Street 
Rio Rancho Banking Centers 
4001 Southern Boulevard SE 
7830 Enchanted Hills Boulevard NE 
Santa Fe Banking Centers  
1549 Paseo De Peralta 
1592 St. Michael's Drive 
Espanola Banking Center 
411 Carr Lane 
Los Alamos Banking Center 
1475 Central Avenue 
Tierra Amarilla Banking Center 
173-45 U.S. Hwy 64 

New Mexico Bank & Trust is a community bank with assets over $1.3 billion and 17 banking centers located in Albuquerque, Los Lunas, Rio Rancho, Santa Fe, Clovis, Espanola, Los Alamos, Tierra Amarilla and Portales. They offer a wide array of deposit, loan and access to investment products and services to fulfill the needs of the consumers and businesses wanting top quality financial products and great customer service. 
Since the bank's inception, it has focused on local businesses and their owners and managers, professionals and individuals who desire a higher level of service. 
Visit their website at www.nmb-t.com 

Arizona Bank & Trust
Camelback Banking Center 
2036 East Camelback Road 
Phoenix, AZ 85016 
Chandler Banking Center 
1000 North 54th Street 
Chandler, AZ 85226 
Chandler Village Banking Center 
3471 West Frye Road 
Chandler, AZ 85226 
Gilbert Banking Center 
4117 South Gilbert Road 
Gilbert, AZ 85297-2005 
Mesa Banking Center 
1331 West Southern Avenue 
Mesa, AZ 85202 
Scottsdale Airpark Banking Center 
7555 E. Redfield Road  
Scottsdale, AZ 85260  
Tempe Banking Center 
980 East Baseline Road 
Tempe, AZ 85283 
Gold Canyon Banking Center 
6641 S. Kings Ranch Rd. Gold Canyon, AZ 85118 

Arizona Bank & Trust with assets over $578 million, has banking centers in Mesa, Chandler, Tempe, Gilbert, Scottsdale, Gold Canyon and Phoenix, Arizona.   
In addition to offering a wide range of banking services for individuals and businesses, Arizona Bank & trust offers brokerage and investment services, wealth management, trust and retirement services. With these capabilities, they can offer the products and services of a large institution while maintaining a focus on competent, personal, and urgent attention to customers' needs.  
Visit their website at www.ArizBank.com 

Rocky Mountain Bank
Billings Banking Centers 
2615 King Avenue West 
Billings, MT 59108-0450 
1410 38th St West  
Billings, MT 59102 
2929 3rd Avenue North 
Billings, MT 59101 
Bigfork Banking Center 
8165 Montana Hwy 35 
Bigfork, MT 59911 
Bozeman Banking Center  
2901 West Main 
Bozeman, MT 59718 
Kalispell Banking Center  
2405 US 93 North 
Kalispell, MT 59901 
Plains Banking Center  
108 East Railroad 
Plains, MT 59859 
Plentywood Banking Center  
115 East First Avenue 
Plentywood, MT 59254 
Stevensville Banking Center  
220 Main Street 
Stevensville, MT 59870 
Whitehall Banking Center  
101 East Legion 
Whitehall, MT 59759 

As a true community bank, Rocky Mountain Bank and its employees are actively involved in the places where they do business. They are dedicated to their customers, their communities and their employees. They place the highest priority on customer service; strive to make a positive difference in each community they serve and employ great people in order to make Great Things Happen™ for their customers and communities. 
Rocky Mountain Bank operates nine banking centers in Billings, Bozeman, Kalispell, Bigfork, Stevensville, Plains, Plentywood and Whitehall. With assets in excess of $479 million, it is one the largest banks in the state of Montana. 
Visit their website at www.RMBank.com 

Citywide Banks
Arvada Banking Center 
12501 West 52nd Avenue 
Arvada, CO 80002 
Boulder Banking Center 
1611 Canyon Blvd. 
Boulder, CO 80302 
Breckenridge Banking Center 
116 Lincoln Avenue 
Breckenridge, CO 80424 
Broomfield Banking Center 
2002 East Coalton Road 
Broomfield, CO 80027 
Centennial Banking Center 
10637 East Briarwood Circle 
Centennial, CO 80112 
Cherry Creek Banking Center 
55 Madison Street, #100 
Denver, CO 80206 
Colfax Banking Center 
10660 E. Colfax Avenue 
Aurora, CO 80010 
Conifer Banking Center 
26679 Pleasant Park Rd. 
Conifer, CO 80433 
Downtown Denver Banking Center 
1800 Larimer Street, Suite 100 
Denver, CO 80202 
DTC Banking Center 
4600 S. Syracuse Street, Suite #150 
Denver, CO 80237 
Edwards Banking Center 
105 Edwards Village Boulevard, Suite D107 
Edwards, CO 81632 
Erie Banking Center 
199 South Briggs Street 
Erie, CO 80516 
Evergreen Banking Center 
1248 Bergen Parkway 
Evergreen, CO 80439 
Golden Banking Center 
770 Heritage Road 
Golden, CO 80401 
Hampden Banking Center 
6500 E. Hampden Avenue 
Denver, CO 80224 
Idaho Springs Banking Center 
1744 Miner Street PO Box 3309 
Idaho Springs, CO 80452 
Lakewood Banking Center 
3290 S. Wadsworth Boulevard 
Lakewood, CO 80227 
Mississippi Banking Center 
13731 East Mississippi Ave. 
Aurora, CO 80012 
Nederland Banking Center 
26 South Highway 119 
Nederland, CO 80466 
Peoria Banking Center 
12075 E. 45th Avenue 
Denver, CO 80239 
Santa Fe Banking Center 
1490 S. Santa Fe Drive 
Denver, CO 80223 
Southeast Denver Banking Center 
13700 East Arapahoe Road 
Centennial, CO 80112 
Steamboat Springs Banking Center 
635 Marketplace Plaza 
Steamboat Springs, CO 80487 
Thornton Banking Center 
16501 Washington Street 
Thornton, CO 80023-8971 
Vail Banking Center 
2111 North Frontage Road West, Suite A 
Vail, CO 81657 
Winter Park / Fraser Banking Center 
77699 US Highway 40 PO Box 2499 
Fraser, CO 80442 

Citywide Banks provides customized financial solutions for businesses and consumers. Their goal is to deliver exceptional products and services that make life easier for their clients, while helping them achieve their goals and make Great Things Happen™.  
Whether saving, investing, or borrowing, fully established or just starting out, they offer all the personal and business services needed with their team of experienced local professionals. They are committed to being responsive to their clients and active participants in the communities in which they serve.  
Visit their website at www.CitywideBanks.com 

Minnesota Bank & Trust
Centennial Lakes Park Banking Center  
7701 France Avenue South  
Suite 110  
Edina, MN  55435 
Minnetonka Banking Center 
9800 Bren Road East 
Suite 200 
Minnetonka, MN 55343-6400  
Blaine Loan Production Office 
4325 Pheasant Ridge Drive NE 
Suite 603 
Blaine, MN 55449 

Citizens Finance
Dubuque            563-589-1980  
Cedar Rapids   319-743-4700  
Davenport          563-445-4500  
Des Moines      515-323-7377 
Aurora                630-256-8333 
Crystal Lake      815-459-6130  
Elgin                   224-276-5222 
Loves Park        815-654-8800 
Peoria                 309-740-2606  
Springfield         217-718-2838 
Tinley Park         708-444-3901  
Appleton            920-734-5626 
Madison             608-242-5626 
Milwaukee         414-312-6060 

Since established in 1988, Citizens Finance has helped families with money and financial management needs and served as a place these families could get a loan quickly and efficiently for almost any purpose.  
At Citizens they strive to leave a positive lasting impression by exceeding the expectations of their customers in everything they do. Their goal is to treat customers with dignity and respect while providing the highest quality service in a timely manner. 
They are headquartered in Dubuque, Iowa and we currently operate in Iowa, Wisconsin and Illinois. Visit their website at www.citizensfinance.com 

National Residential Mortgage
Corporate Office 
8901 E. Raintree Dr. 
Suite 400 
Scottsdale, AZ 85260 
480-717-4300 (Reception)  
877-321-2002 (toll-free)  

Heartland Mortgage/National Residential is a residential mortgage lending organization focused on originating high quality mortgage loans with predictable, dependable results and exceptionally high satisfaction rates among clients. 
Visit their website at: www.natresdirect.com 

Morrill & Janes Bank and Trust
Main Banking Center 
6740 Antioch 
Merriam, KS 66204 
Hiawatha Banking Center 
7th & Delaware 
Hiawatha, KS 66434 
Sabetha Banking Center 
21 Main Street 
Sabetha, KS 66534 
Sabetha Lakeview Village Banking Center 
1705 Roosevelt 
Sabetha, KS 66534 
Atchison Banking Center 
734 Commercial Street 
Atchison, KS 66002 
Lenexa Banking Center 
10101 Woodland Road 
Lenexa, KS 66220 
Lee's Summit Banking Center 
701 NE Lakewood Boulevard 
Lee's Summit, MO 64064 
North Kansas City Banking Center 
2301 Burlington 
Suite 110 
North Kansas City, MO 64116 
Dallas Banking Center 
14755 Preston Rd, Suite 440 
Dallas, TX 75254 

Morrill & Janes Bank and Trust Co., (MJB) is the first state chartered bank in Kansas, doing business since 1871. The bank has a long history of community involvement and exists to create and serve happy customers. Morrill & Janes Bank is well-known in northeast Kansas and the Kansas City market as a leader in commercial and retail banking. The bank has assets over $871 million and banking centers in Hiawatha, Sabetha, the Kansas City metropolitan area, Lee's Summit, MO, and Dallas, TX. 
Since the bank's inception, it has focused on local businesses and their owners and managers, professionals and individuals who desire a higher level of service. 
Visit their website at www.mjbtrc.com 

Premier Valley Bank
Fresno Banking Center 
255 E. River Park Circle Dr 
Fresno, CA 93720 
Groveland Banking Center 
18580 Main Street 
P.O. Box 610 
Groveland, CA 95321 
Higuera Street Banking Center 
237 Higuera Street 
San Luis Obispo, CA 93401 
Mariposa Banking Center 
5171 Hwy. 49 N 
P.O. Box 1267 
Mariposa, CA 95338  
Marsh Street Banking Center 
863 Marsh Street 
San Luis Obispo, CA 93401 
Morro Bay Banking Center 
310 Morro Bay Blvd. 
Morro Bay, CA 93442 
Oakhurst Banking Center 
40061 Hwy. 49 
P.O. Box 2060 
Oakhurst, CA 93644  
Paso Robles Banking Center 
1245 Spring Street 
Paso Robles, CA 93446 

Premier Valley Bank along with Yosemite Bank and Founders Community Bank, divisions of Premier Valley Bank, are community banks focused on relationships. Relationship banking is the force behind all they do, building mutual trust between bankers and clients. Together, Premier Valley Bank, Yosemite Bank, and Founders Community Bank, have assets more than $854 million with eight banking centers located in Fresno, Groveland, Mariposa, Morro Bay, Paso Robles, San Luis Obispo and Oakhurst. The banks offer a wide array of deposit, loan and access to investment products and services to fulfill the needs of the consumers and businesses wanting top quality financial products and great customer service.  
Since the bank's inception, it has focused on local businesses and their owners and managers, professionals and individuals. They take a vested interest in the success of their customers and the community. 
Visit their website at www.PremierValleyBank.com 

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