Through Excellence in Customer Service and  
Respect for the Individual, Everyone Profits 
 
The company commits itself to: 

  • EXCEEDING customers’ expectations by delivering a full range of quality financial products and services through a highly personal and professional sales staff.

  • DIFFERENTIATING ourselves as a growing consortium of strong community banks through community involvement, active boards of directors, local presidents, and local decision-making at point of sale and service.

  • INTEGRATING customer-transparent support functions to gain economies of scale and remain price competitive.

  • EXPANDING economic activity in the markets we serve, consistent with prudent business judgment, and being a good corporate citizen.

  • PROVIDING satisfying employment in a positive work culture with compensation packages that compare favorably with other high performance banks in our regions.

  • MANAGING member bank resources strategically toward the achievement of high performance within the industry and increasing shareholder value.
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