Q3 2021 Earnings Call

Tuesday, October 12, 2021

Officials of Heartland Financial USA, Inc. (NASDAQ: HTLF) announced today that the company plans to broadcast a conference call detailing its Third Quarter 2021 earnings live over the internet at www.htlf.com at 5:00 p.m. ET on Monday, October 25, 2021. Lynn B. Fuller, Executive Operating Chairman; Bruce K. Lee, President and CEO, and Bryan R. McKeag, Executive Vice President and Chief Financial Officer, will conduct the conference call. Financial results will be available on the company’s website on October 25, 2021, after the market closes. There will be a question-and-answer session following the presentation.

Shareholders, analysts and other interested parties are invited to join the call. Please note the new procedures to join the call.

Joining the Conference Call:

1. You will need to register in advance of the conference using the link provided below. Upon registering, you will be provided with participant dial-in numbers, Direct Event passcode and unique registrant ID.

2. Direct Event online registration: http://www.directeventreg.com/registration/event/1492767

3. In the 10 minutes prior to the call start time, you will need to use the conference access information provided in the email received at the point of registering.