Heartland Financial USA, Inc. Executive Announces Plans for Retirement
	Heartland Financial USA, Inc. Reports Fourth Quarter 2009 Earnings Fourth Quarter 2009 Highlights  Net loss of $7.9 million for the quarter resulting from a non-cash goodwill impairment charge of $12.7 million Net income of $6.4 million for the year Net income exclusive of goodwill impairment charge of $4.8 million for the quarter and $19.0 million for the year Net interest margin of 4.04% for the quarter and 3.99% for the year Allowance for loan and lease losses increased to 1.80% of total loans and leases Nonperforming assets decreased during the quarter to $108.8 million at year-end Deposit growth was $410.2 million or 15% since year-end 2008 Total loans decreased $73.9 million or 3% since year-end 2008    Click here for complete release
	Wealth Management Group Perspective Market Commentary 10.20.09 Market Commentary 11.30.09
	Heartland Financial USA, Inc. Final Proxy