Heartland Financial USA, Inc. Reports Second Quarter 2008 Earnings Highlights Net interest margin maintained at 3.92% compared to 4.02% in second quarter 2007 Average earning assets increased $199.7 million or 7% over second quarter 2007 Income from continuing operations increased $66,000 or 1% over second quarter 2007 Diluted EPS from continuing operations improved to $0.29 per share compared to $0.28 for second quarter 2007 Click here for complete release
	Wealth Management Group Q2-08 Perspective